Description: The following video features Jenna Fariss, ASA MAAA. Jenna has over 25 years experience as an actuary and is now a Director and Actuary at Milliman IntelliScript. Jenna served in a volunteer capacity for the Society of Actuaries as an author, presenter, and council member. In this video, Jenna delves into the historical roots and contemporary practices of underwriting in the insurance industry, particularly focusing on life insurance. From its origins to its modern applications in assessing mortality risk, the narrative follows the evolution of underwriting techniques, including the use of various tools and technologies to evaluate applicant’s health status. It explores the trade-offs between comprehensive underwriting processes and expedited, simplified approaches, shedding light on industry regulations like HIPAA, and their impact on information accessibility and underwriting practices. Ultimately, it sets the stage for further exploration of how emerging technologies are shaping the future of underwriting. Contributors: Jenna Farris, ASA, MAAA; Sam Behrend, FSA, MAAA; Jon Forster ASA, MAAA, Mark Gardner, Anthony Champi, FSA, MAAA

Description: This spreadsheet allows you to calculate the Underwriting Criteria Score, Relative Risk Ratios [RRR] and prevalence related to the RRR for one or more sets of underwriting criteria from a preferred risk underwriting program. The RRR may be used to determine the specific valuation mortality table to be applied to the particular underwriting risk class.It assists companies in calculating underwriting criteria scores as outlined in the Underwriting Criteria Team Report. Please see the SOA website for the full Underwriting Criteria TeamReport.

Description: Session 176: The Future of Medical Records in Underwriting

Description: Accelerated Underwriting – Two Studies (Delphi and SOA Survey)

Description: Presentations from members of: Haven Life; Ladder Life; Life by Spot

Description: Welcome and Introduction

Description: The attached report presents the results of the survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys on risk management practices of US life insurance companies. Both direct individual and group life insurance and reinsurance were included in the survey.

Description: Discusses what is known about HIV and the prospect of wider availability of life insurance coverage for infected people in Kenya.

Description: This article is about the concept of the Sentinel Effect SE—that selfselection process which directs unhealthy insurance applicants to apply for coverage at amounts where testing is not done, thereby minimizing the chances that their afflictions will be discovered.

Description: This article explains how the use of technology and data can help a company be successful in the simplified issue life insurance market. Prescription drug profiles are a valuable new source of data for this purpose.