Description: The article looks back at the development of life protection product underwriting and pricing in UK. It describes the development in waves of change, looking at different drivers, e.g. consolidation of the life insurance industry, the role of technology as a driver for efficiency gains via electronic underwriting. Different levels of sophistication are being discussed and possible implications for the relationship between direct offices and reinsurers. This rather thought provoking article is based upon Munich research as well as market experience and ties in with a number of current topics as for example potential changes as a result of the Retail Distribution Review and the Gender Directive implementation.

Description: Medical stop-loss reinsurance continues to play a vital role in containing employers’ health care costs. Managing general underwriters [MGUs], who originally handled these programs, have lost market share to large direct writers. This article discusses how health care reform and highly disciplined underwriting tools offer growth opportunities to MGUs.

Description: These are two letters to the editor, both commenting on the life reinsurance survey article published in the November 2011 issue of 'Reinsurance News.'

Description: Feature article that provides a summary of the SOA research report “Mortality Comparisons and Risk Exposures in the Older Age U.S. Financial Services Market.”

Description: A recap of the three-day seminar including the history of reinsurance, review of reinsurance company structures, and review of specialty products and hybrid reinsurance solutions.

Description: Benefits of attending the Symposium in building a knowledge framework on issues affecting longevity and older ages.

Description: Proactive identification and active risk management of policyholder behavior risks within annuity products.

Description: Articles address why longevity risk is of interest to US life insurers but not necessarily a priority and what might happen that could change that perspective. It also presents attractive options for managing longevity risk. Provides real life scenarious of how a longevity swap works.

Description: The rapid pace of change within the reinsurance sector over the past few years has given way to the permutations of a “new reality” that is being shaped by abundant capacity from traditional and alternative sources.

Description: Interview with an industry leader.