Description: Study uses a modified version of an online predictive market to investigate both the degree and extent to which both preferred risks and risk premiums are expected to persist over 15-year and 30-year time horizons. Prediction markets create an artificial market for speculative bets, for the purpose of making more accurate collective predictions about the future.

Description: This is an investigation of the persistance of individual life insurance risk mortality differentials by utilizing an approach inspired by online predicitve markets.