Description: The current study aims to meet the following objectives: 1) examine existing literature and research studies on the association between mental health, morbidity, and health insurance underwriting, 2) examine publicly available survey data for demographic, socioeconomic, and health-related indicators to identify the relationship between mental health diagnoses, medical comorbidities, and mortality, and 3) establish guidelines on implementing sound social determinants of health (SDOH) data collection efforts to support improvements to mental health care, as well as life insurance underwriting practices.