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Single Life vs. Joint and Survivor Pension Payout Options–Report

Single Life vs. Joint and Survivor Pension Payout Options–Report This study measures the share of married retirees with pension annuities who forgo survivor protection and examines the factors ...
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Description: This study measures the share of married retirees with pension annuities who forgo survivor protection and examines the factors influencing their decisions. It also measures the share of retirees whose decisions to forgo survivor protection can be justified by its high costs or low benefits, such as the presence of other types of financial protection for the spouse, poor health of the spouse, and low income.
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- Authors: Richard A Johnson, Cori Uccello, Joshua H Goldwyn
- Date: Aug 2003
- Competency: External Forces & Industry Knowledge
- Topics: Pensions & Retirement

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Single Life vs. Joint and Survivor Pension Payout Options–Report