Description: This is the sixth experience study conducted by the SOA’s Committee on Life Insurance Company Expenses on inter-company expenses. Contributions of individual life and annuity expense data were received from 27 US life insurance companies.

Description: Instructions for completing the workbook for the 2009 Individual Life and Annuity Expense Study.

Description: This form solicits a response from companies regarding their intent to participate or not in the 2009 Individual Life and Annuity Expense Study.

Description: This is a request for data for the 2005 intercompany expense study.

Description: Highlights from the 2002 Inter-Company Expense Study of U.S. Individual Life Insurance and Annuities.

Description: This report documents the results of the Committee on Life Insurance Company Expenses' fourth annual expense study – the 2004 SOA Individual Life and Annuity Expense Study. A Per Policy Index for first year expenses and a Per Policy Inforce Index for operating expenses is developed as a high level basis of comparison.

Description: An overview of the evolution of equity-based guarantees (e.g. VA, FIA, etc.) over the last few years and discussion the current lay of the land as it relates to the regulatory, issues, capital markets environment in which these products are offered.