Description: One of the first projects undertaken by Claim Analytics was to create a model to predict return to work for group insurance claimants with long term disabilities. This report, sponsored in part by the Society of Actuaries Health Section , is a case study on creating such a model.

Description: The report details data from a number of carriers on the percentage of LTD claimants who are receiving disability benefits from other sources that offset their LTD benefits and how this percentage is affected by various factors.

Description: Report of the Task Force to Recommend Morbidity Standards for Valuation of Credit Disability. The key recommendation was that a new morbidity standard for valuation of policy reserves be adopted based on the tables developed by the Task Force. The tables are developed from the 85CIDA tables with incidence rates increased by 12%.

Description: This is a paper about providing disability income insurance in sub-Saharan Africa, e.g., Kenya, where in 2005, more than 10% of Kenya's population had some form of disability. The major causes of disability for adults aged 20 and over were HIV/AIDS, road accidents, work-related injuries, and inadequate preventive and rehabilitation services in cases of illness.

Description: The report analyzes the results of a survey of LTD carriers in the United States, focusing on how LTD carriers reflect benefit offsets in the valuation of their reserves.

Description: This is a research project on issues in applying credibility in group long-term disability (LTD) insurance.

Description: Summary of a LTD Profitability and Market Survery discussing growth, profits and new developments. Issue No. 34.