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Session 025: Post Level Term: Lapse and Mortality Risk Considerations

Session 025: Post Level Term: Lapse and Mortality Risk Considerations As more term insurance policies move to the post-level period, actuaries are evaluating policyholder behavior and expected ...
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Description: As more term insurance policies move to the post-level period, actuaries are evaluating policyholder behavior and expected mortality. Enough experience has now emerged to provide a spectrum of outcomes that can model the relationship between premium increases, persistency and mortality. The presenters will share findings and consider how different post-level premium structures produce different results.
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- Authors: Patrick Davidson , Katherine McLaughlin, Laura Muse, Aisling Bradfield
- Date: Jan 2020
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance; Life Insurance>Term life

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Session 025: Post Level Term: Lapse and Mortality Risk Considerations