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Analysis of Long-Term Care Insurance Experience for Insureds by Diagnosis at Issue

Analysis of Long-Term Care Insurance Experience for Insureds by Diagnosis at Issue This study identifies large categories of conditions that long-term care insurance LTCI carriers previously ...
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Description: This study identifies large categories of conditions that long-term care insurance LTCI carriers previously might have avoided because of a lack of data. This study estimates claims, mortality, and lapse rates for several conditions. Many of the conditions are further analyzed into risk categories, some of which would be insurable at standard rates.
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- Authors: John C Wilkin, Jim Genuardi, Geoffrey Hileman
- Date: Oct 2007
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Actuarial Practice Forum
- Topics: Experience Studies & Data>Long-term care - Experience Studies & Data; Long-term Care>Long-term care insurance; Long-term Care>Medical expenses

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Analysis of Long-Term Care Insurance Experience for Insureds by Diagnosis at Issue