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From Health Inequities to Societal Bias: Insights from an Expert Panel on AI and Actuarial Responsibility
This report explores AI bias in insurance and health data, highlighting the ethical role of actuaries and offering cross-disciplinary guidance for fairer decision-making systems.- Date: Oct 2025
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Health & Disability; Predictive Analytics; Public Policy
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Climate-Induced Migration Patterns and Property Insurance
This report examines the influence of climate-induced migration on U.S. state-level population shifts and property insurance market responses, including rate setting, regulation, and insurer ...- Authors: Chia-Chun Chiang , Greg Niehaus
- Date: Jun 2025
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Demography; Public Policy; Environment
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Individual Life Insurance Mortality Improvement Scale – for Use with AG38/VM20 – 2024
The Mortality Improvement Life Working Group released a recommendation for a set of improvement factors that vary by gender and attained age to be used in conjunction with the 2008 Valuation ...- Date: Sep 2024
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Life Insurance; Modeling & Statistical Methods; Public Policy
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The Impact of Climate Change Risk on Retirement
This document explores how climate change impacts retirement planning, investments, housing, and health across policy and economic dimensions through essays and funded research.- Date: Oct 2025
- Competency: Communication; External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Pensions & Retirement; Public Policy
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Expanding Health Insurance Access for Substandard Populations in China: Product Design, Morbidity, and Pricing
This report analyzes insurance product design, morbidity trends, and pricing models for individuals with pre-existing illnesses in China to improve coverage for substandard health populations.- Date: Aug 2025
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Health & Disability; Modeling & Statistical Methods; Public Policy
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Mortality by Socioeconomic Category in the United States - Extending the Analysis to 2023
An analysis of U.S. mortality trends by socioeconomic category from 1982 to 2023, emphasizing the continuing effects of the COVID-19 pandemic on mortality disparities.- Date: Sep 2025
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Demography; Health & Disability; Public Policy
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Cause-of-Death Contributions to Socioeconomic Inequalities in Mortality in the United States
This study of socioeconomic inequalities in mortality builds on a previous report in which we identified a large and growing gradient in life expectancy between 1982 and 2019 across U.S. counties ...- Date: Jun 2022
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Demography; Health & Disability; Public Policy
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Individual Life Insurance Mortality Improvement Scale – for Use with AG38/VM20 – 2025
This report details the 2025 HMI and FMI scale recommendations for individual life insurance mortality valuation under AG38 and VM20 using insured population data.- Date: Sep 2025
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Life Insurance; Modeling & Statistical Methods; Public Policy
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2013 Risks and Process of Retirement Survey
A biennial survey analyzing financial risk awareness and retirement transition experiences of Americans aged 45–80.- Date: Aug 2025
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Experience Studies & Data; Pensions & Retirement; Public Policy