Description: This article discusses the utilization of credibility concepts to reinsurer-cedant moratality analysis.

Description: Discussion of the need for financial underwriting and some history on industry practices. Also includes a discussion of how communications should take place between the underwriter and financial advisor to the insurance applicant.

Description: In this paper it will be shown that the result of using the 1975-80 Select and Ultimate Table as opposed to the more modern 1990-95 Select Ultimate Table can be a significant understatement of future mortality and hence, anticipated profits may prove to be illusory.

Description: This article overviews the results of the 2008 survey of Third Party Administrators of Employer Stop Loss business.

Description: The article describes the impact of AG 48 to a captive reinsurer for a SGUL product.

Description: Effective risk management of a portfolio demands accurate and succinct models which explain the main risk factors. We look at the various requirements we demand of a model, and find that they can all be met with an import from medical statistics: survival models.

Description: Discussion of how to measure actual to expected mortality experience in the life settlement market.

Description: A discussion of the need to search for alternative mortality tables other than the 1975- 80 and 1990-95 tables to use as the base table, which may be more appropriate for a particular company or specific products.

Description: Find information about the Life Reinsurance Treaty Construction. The report’s purpose is to increase awareness of the importance of many reinsurance treaty terms/provisions; identify common treaty structures, practices, and/or solutions in reinsurance treaty construction and negotiation; and illustrate how treaty terms have evolved over time.

Description: View the complete issue for the August 2014 Reinsurance News newsletter.