Description: This article provides an analysis of Treasury Inflation-Protected Securities TIPS, examining the mechanics of these bonds, how they have performed to date and what may be expected for the future.

Description: While some people proclaim the imminent triumph of renewable energy, this article argues that fossil fuels will continue to be part of the energy mix.

Description: Authored by Charles L. Gilbert and Hélène Baril of Nexus Risk Management, this expert-opinion piece advises Canadian life insurers on how IFRS 17 changes asset-liability management for the Contractual Service Margin (CSM). It presents a two-lens ALM framework—(1) manage assets notionally supporting fulfilment cash flows to control interest-rate driven P&L/OCI volatility, and (2) use strategic asset allocation for assets notionally supporting capital and the CSM to optimize market-risk/return and capital efficiency. The article contrasts backing the CSM with FVPL growth assets (higher long-term returns but more earnings volatility and capital cost) versus amortized-cost/FVOCI fixed income (greater earnings stability but lower yield), and discusses reinvestment, capital implications and operational choices. Its intent is practical guidance; its value is a clear, actionable framework for weighing accounting, capital and economic trade-offs.

Description: French language version of Risk Management, August 2014 newsletter.

Description: Retirees and their advisors should construct diversified portfolios of retirement income, allocating among various retirement income classes that include Social Security, annuities, and systematic withdrawals from invested assets. This essay discusses the pros and cons of various retirement income generators and the issues with constructing retirement income portfolios.

Description: How to be prepared for a meeting with your investment manager and judging your investment portfolio's performance by comparing it to a relevant benchmark. Risks and Rewards Newsletter, August 1999, Issue No. 33.

Description: “Global tactical asset allocation GTAA is an invest¬ment approach that seeks to exploit short-term mar¬ket inefficiencies to generate uncorrelated absolute returns by taking positions in various asset classes, regions, styles and currencies. Due to its low correlation with tradi¬tional asset classes, GTAA can diversify an existing portfolio without making material changes to the portfolio’s overall risk characteristics.”

Description: Comments on how US insurers have compensated for low interest rates by investing in a range of less liquid and lower quality assets.

Description: Explains the more granular breakout of bond RBC factors proposed to the NAIC. Evaluates alternative asset allocation choices for insurers under the new rules.

Description: As tariff policies are rapidly changing throughout 2025, the U.S. markets have been reacting in complex ways. In addressing the difference in short and long-term impacts of these policy changes, the importance of resilient and holistic risk management is highlighted in order for companies and investors to find opportunities and mitigate sudden losses.