Description: In this video, Ryan Kiefer from Deloitte Consulting introduces the concepts of mortality and longevity risk in the life insurance and annuity industry. He explains how insurance companies pool and diversify their risk exposure and use reinsurance to limit their losses. He also discusses the impact of broader mortality trends such as medical advances and COVID 19 on the insurance market. Contributors: Ryan Kiefer ASA, MAAA ; Anthony Champi , FSA, MAAA; Ryan Bruner FSA, MAAA; Jon Forster, ASA, MAAA

Description: In this video, Malika Visram, a life valuation actuary, explains the differences between term life, whole life, and universal life insurance products. She also discusses the actuarial aspects of pricing and risk management for these products. Watch the video to learn more about the world of life insurance and the role of actuaries in it. Contributors: Malika Visram; Scott Allen, FSA, MAAA; Razi Hasnain, ASA, ACIA; Jon Forster, ASA, MAAA

Description: This video by Ryan Kiefer ASA, MAAA provides an overview of the basics of LDTI, the most significant change to GAAP insurance accounting in decades. It covers the key changes to liability for future policyholder benefits, market risk benefits, deferred acquisition costs, and financial statement disclosures. It also highlights some of the challenges and opportunities that LDTI brings to the industry. Contributors: Ryan Kiefer ASA, MAAA ; Anthony Champi , FSA, MAAA; Ryan Bruner FSA, MAAA; Jon Forster, ASA, MAAA