Description: Chronically low interest rates are a reflection of macroeconomic trends. Care must be exercised in making assumptions regarding mean reversion.

Description: Discusses the influences that foreign economies have on the U.S. economy and the risks that those influences create for the U.S. life insurance industry.

Description: The author discusses the review of a recent 2001 Wall Street Journal’s semiannual survey of economists’ forecasts, starting by asking if there is a simple way to summarize the results and to extract a consensus forecast, and from this extraction, determine when an individual forecast is significantly different from that of the consensus.This article is reprinted with permission. It last ran in the Jan. 10, 2001 issue of The La Jolla Economics newsletter.

Description: Chronically low interest rates are a reflection of macroeconomic trends. Care must be exercised in making assumptions regarding mean reversion.

Description: Latin America has acquired an economically strategic importance in the process of globalization that it did not have a decade ago. The region has attracted significant attention and investment by the international insurance industry. This article explores some issues related to the growth in supply of insurance companies capacity, the relatively slower pace of growth in consumer demand for their products, and the factors that companies can identify in forming their strategies to achieve their objectives.

Description: Overview on current trends in medical practice impacting the LTC insurance business with a focus on dementia, risk stratification, and predictive modeling.

Description: Argues renewable energy will displace fossil fuels, leading to investment opportunities and risks