Description: In January 1998, the NAIC Life and Health Actuarial Technical Task Force asked the Society of Actuaries to address disability reserving issues. The reason for this request was that the NAIC had received reports that statutory reserves based on the current morbidity tables frequently fail the tests of adequacy and reasonableness. Further, they requested that this review extend to contract and claim reserves and across all lines of disability insurance - group and individual, and short- and long-term. They also requested help in establishing when it is appropriate for a company to use its own experience in valuation. This report represents a recommendation to the NAIC for an interim update to the 1985 CIDA Table for Individual Disability claim reserves. This zip file contains the final report and appendices.

Description: The paper provides information on the background, construction, and analysis of a new credit disability table, and then offers suggestions for the development of a valuation table.

Description: CD Paper Exhibits - Exhibit #2 by SOA from NewsDirect Newsletter, Spring 2000, Issue No. 34, Special Supplement.

Description: The Society's Group Disability Insurance Experience Committee latest experience table report. This is summary pivot table of termination results, including expectations developed with the 2008 GLTD Experience Table. Please see the SOA website experience studies for the full report.

Description: This zip file contains the following files in support of the 1996 Group Long-Term Disability Experience Study: 1. CGDT.TXT, 2. RUNTAB95.TXT, 3. TABLE95.EXE, and 4. TABLE95.TXT.

Description: The Society's Group Disability Insurance Experience Committee latest experience table report. This is summary pivot table of termination results, including expectations developed with the 2008 GLTD Experience Table. Please see the SOA website experience studies for the full report.

Description: This is the actual experience table accompanying the Group Disability Insurance Experience Committee latest experience table report. Tables show recoveries and deaths. Please see the SOA website experience studies for the full report.

Description: The Society of Actuaries Individual Disability Experience Committee has completed their study of claim termination experience for the period 2006-2014 comparing trends to the 2013 IDI Valuation Table (2013 IDIVT) base termination rates. Included is the report, pivot table, and data file.

Description: This report presents the results of the continuing study of termination experience relative to Group Long-Term Disability Insurance. The purpose of the study is to both publish an experience analysis and to create a usable experience table that could evolve into a new valuation table. Tables in a separate document.