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The Impact on Relative Mortality and Prevalence from Triage in an Accelerated Underwriting Program

The Impact on Relative Mortality and Prevalence from Triage in an Accelerated Underwriting Program Accelerated underwriting programs continue to evolve at a rapid pace. Triage systems have become ...
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Description: Accelerated underwriting programs continue to evolve at a rapid pace. Triage systems have become a key element in many of the newer accelerated underwriting programs in the market. Depending on the criteria used at the triage point, these programs can have residual effects on class prevalence and mortality which in turn affect the profitability of these programs. In this article we will explore some potential impacts on mortality and prevalence within these programs.
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- Authors: Timothy Morant, Philip Janz
- Date: Aug 2019
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Reinsurance News
- Topics: Experience Studies & Data>Distributions / Distribution assumptions; Experience Studies & Data>Mortality; Life Insurance>Accelerated underwriting; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance

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The Impact on Relative Mortality and Prevalence from Triage in an Accelerated Underwriting Program