Description: Report summarizing the results of the 2015 PBITT UL with Secondary Guarantees Survey.

Description: Article includes a summary of Milliman's 10th annual survey of leading UL and IUL industry competitors. Product and actuarial issues are covered.

Description: Mandatory implementation of life principle-based reserves (PBR) is just around the corner and there is no shortage of work to do, as most products have yet to be moved to PBR. Oliver Wyman recently completed its 2019 PBR survey, with more than 40 participants covering 85 percent of the individual life market, including 23 of the top 25 life writers and five reinsurers. This article will expand on the key survey findings, including implementation trends, analysis to date and recent discussions and decisions on the treatment of non-guaranteed reinsurance.

Description: The purpose of this paper is not to present a revolutionary new concept, instead, it is to reexamine a familiar concept in the light of new market circumstances and, to consider the consequences to the life insurance industry if the concept were adopted.

Description: Report summarizing the results of the 2015 PBITT UL with Secondary Guarantees Survey

Description: This is a research report summarizing results of premium persistency assumptions used by life insurers for flexible premium UL products.

Description: Report summarizing the results of the 2018 PBITT UL with Secondary Guarantees Survey

Description: In this article, the author discusses Universal Life and product mix strategy for Latin America.

Description: This is a addendum for the research report summarizing results of premium persistency assumptions used by life insurers for flexible premium UL products.

Description: This article is an extract from a revision to the Universal Life Study Note. From Product Development Section Monograph, M-AS99-3.