Description: Long-Term Services and Supports: A Collection of Essays MARCH | 2026

Description: Welcome to the March 2026 edition of the SOA Research Institute AI Bulletin! This bulletin serves as a platform for sharing knowledge and fostering collaboration around artificial intelligence within the actuarial community. Explore articles on strategic initiatives, practical tips, and research advancements, all aimed at empowering actuaries to leverage AI responsibly and effectively.

Description: 养老金风险转移 (PRT) 是指固定收益 (Defined Benefits, DB) 养老金计划发起人将风险（如长寿风险、投资风险和利率风险等）转移给保险公司或再保险公司的过程。PRT市场呈现强劲增长的局势，2024年保费规模达518亿美元，交易数量超过750笔。SOA Research Institute 召集了来自保险公司、再保险公司、咨询公司及监管机构的相关方举行了一场圆桌会议，共同探讨当前市场格局与未来前景。

Description: 本项目研究了气候变化风险对退休投资的财务影响，重点探讨了养老基金（Pension Funds）应如何管理此类风险。研究涉及的气候变化风险主要包括两大类别： • 物理风险（Physical risk）：指由极端气候事件和全球变暖对资产及养老金负债的直接影响。 • 转型风险（Transition risk）：指在向低碳经济转型过程中产生的财务风险，包括因遵守新规定而带来的诉讼风险。

Description: El Niño is more than a weather event. It can affect people’s health across the United States. A study by the Society of Actuaries Research Institute found that El Niño can slow progress in how long people live. The effects can last for years, even after El Niño ends. Older adults are hit the hardest.