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Research By Topic
Aging & Retirement
Catastrophe and Climate
COVID-19
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Health Care Cost Trends
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Experience Studies Pro
About the SOA Research Institute
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Recently Published Research
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Research By Topic
Aging & Retirement
Catastrophe and Climate
COVID-19
Disability
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Finance & Investment
General Insurance
Health Care Cost Trends
Innovation & Technology
International
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U.S. Population
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Actuarial Practice
Mortality and Other Rate Tables (MORT)
Relative Risk Tool
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Other
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Actuaries Climate Index
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MentorLink
Publications
The Actuary Magazine
North American Actuarial Journal (NAAJ)
SOA E-Newsletters
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Podcasts
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SOA Explorer
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CPD Tracker
Competency Framework Self-Assessment
Presentation Guidelines
Actuarial Practice
Mortality and Other Rate Tables (MORT)
Relative Risk Tool
Annuity Factor Calculator
Other
Longevity Illustrators
Actuaries Climate Index
Predictive Analytics
MentorLink
Publications
The Actuary Magazine
North American Actuarial Journal (NAAJ)
SOA E-Newsletters
Actuarial Books
Writing Opportunities With the SOA
Podcasts
Community
SOA Explorer
SOA Engage
SOA Cares
Actuarial Clubs
Listservs
Employers
Professional Development
CPD Tracker
Competency Framework Self-Assessment
Presentation Guidelines
Actuarial Practice
Mortality and Other Rate Tables (MORT)
Relative Risk Tool
Annuity Factor Calculator
Other
Longevity Illustrators
Actuaries Climate Index
Predictive Analytics
MentorLink
Publications
The Actuary Magazine
North American Actuarial Journal (NAAJ)
SOA E-Newsletters
Actuarial Books
Writing Opportunities With the SOA
Podcasts
Community
SOA Explorer
SOA Engage
SOA Cares
Actuarial Clubs
Listservs
Employers
Professional Development
CPD Tracker
Competency Framework Self-Assessment
Presentation Guidelines
Actuarial Practice
Mortality and Other Rate Tables (MORT)
Relative Risk Tool
Annuity Factor Calculator
Other
Longevity Illustrators
Actuaries Climate Index
Predictive Analytics
MentorLink
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The Actuary Magazine
North American Actuarial Journal (NAAJ)
SOA E-Newsletters
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What is an Actuary?
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What is an Actuary?
Value Proposition
Day in the Life
Career Paths
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Earning Actuarial Credentials
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Get Started
What is an Actuary?
Value Proposition
Day in the Life
Career Paths
Actuarial Education
Earning Actuarial Credentials
Actuarial Science University Programs
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Career Development
Internships
Job Center
Affiliate Membership
Affiliate Membership
Access Benefits
More
Events and Networking
Get Started
Education & Exams
Designations & Credentials
Educational Pathways
Associate of the Society of Actuaries (ASA)
Fellow of the Society of Actuaries (FSA)
Chartered Enterprise Risk Analyst (CERA)
Micro-Credentials
Exams & Requirements
Exam Registration
Exam Results
New ASAs, CERAs and FSAs
Past Exams and Solutions
Validation by Educational Experience (VEE)
General Information
CIA Candidate
University Resources
Universities & Colleges with Actuarial Programs (UCAP)
CAE: Centers of Actuarial Excellence
University-Earned Credit (UEC) Program
Hickman Scholars Program
Academic Benefits
Designations & Credentials
Educational Pathways
Associate of the Society of Actuaries (ASA)
Fellow of the Society of Actuaries (FSA)
Chartered Enterprise Risk Analyst (CERA)
Micro-Credentials
Exams & Requirements
Exam Registration
Exam Results
New ASAs, CERAs and FSAs
Past Exams and Solutions
Validation by Educational Experience (VEE)
General Information
CIA Candidate
University Resources
Universities & Colleges with Actuarial Programs (UCAP)
CAE: Centers of Actuarial Excellence
University-Earned Credit (UEC) Program
Hickman Scholars Program
Academic Benefits
Designations & Credentials
Educational Pathways
Associate of the Society of Actuaries (ASA)
Fellow of the Society of Actuaries (FSA)
Chartered Enterprise Risk Analyst (CERA)
Micro-Credentials
Exams & Requirements
Exam Registration
Exam Results
New ASAs, CERAs and FSAs
Past Exams and Solutions
Validation by Educational Experience (VEE)
General Information
CIA Candidate
University Resources
Universities & Colleges with Actuarial Programs (UCAP)
CAE: Centers of Actuarial Excellence
University-Earned Credit (UEC) Program
Hickman Scholars Program
Academic Benefits
Professional Development
Major Meetings
Health Meeting
ImpACT Conference
ValAct Meeting
ReFocus Conference
Professional Development Edge
Major Meetings
Health Meeting
ImpACT Conference
ValAct Meeting
ReFocus Conference
Professional Development Edge
Research Institute
About the SOA Research Institute
Strategic Research Programs
Trending Research
Recently Published Research
Volunteer with the SOA Research Institute
Research By Topic
Aging & Retirement
Catastrophe and Climate
COVID-19
Disability
Diversity Equity & Inclusion
Finance & Investment
General Insurance
Health Care Cost Trends
Innovation & Technology
International
Life & Annuities
Long-Term Care
Mortality & Longevity
Predictive Analytics & Modeling
Risk Management
U.S. Population
Valuation/Illustrations
Research Opportunities
Sponsorships
Proposal Requests
Data Requests
Calls for Papers
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The Actuary Magazine–October 2004
The Actuary Magazine–October 2004
Welcome Letter
by Shirley Hwei-Chung Shao, FSA
Editorial
by Jay Novik
Education and Qualification 2005: An Update
by Stuart Klugman
Great Voter Turnout for the 2004 SOA Election!
Insurer Solvency Assessment-Towards A Global Framework
by Stuart F. Wason
Kinder, Gentler M&A
by Robert D. Shapiro
Readers' Letters
Recommended Reading
Revisiting An Offshore Operations Discussion
by Hank Sulikowski, Kin Gee, Robert Reale, Robert Johnson, John Tiller, Morris Fishman and Jay Novik
Risks and Rewards
by Sam Phillips
The Medical Malpractice Crisis: A Top-Down Solution
by Allen Elstein
The New Non-Forfeiture Value
by Alan H. Buerger
