Come hear from a panel focused on hot topics in the life/LTC combination product market. The presenters will look at regulatory developments, evolution of the risk selection process, and provide an update to the assumption of natural risk hedging in hybrid products.
Key learning outcomes include:•Regulatory developments such as state-funded LTC programs and Secure Act 2.0, and how these developments might impact the life/LTC combination product market •Modernization of the risk selection process in the combination product market, and how this could provide a meaningful benefit for both the customer and carriers•Volatility of results under various mortality and morbidity underwriting regimes, and how this might impact the assumption of natural risk hedging in hybrid products
TRACK: Pricing/ Product Development (Underwriting, ULSG, Etc.);Long Term Care