This session will explore a solution to manage health expenses, a bit like the retirement risk managed by the three-legged stool, that is coming from government benefits, employer pension plan, and registered retirement savings plan. The solution could be called a Registered Health Savings Account (RHSA), and could then complement public coverage, and group insurance coverage. As the solution has been explored in the Canadian social security program, legal and fiscal environment, this Canadian is briefly described in the introduction, with the rationale that led me to explore this solution. The solution is then described with regard to underlying principles (or premises), contributions, accumulation flow in and out, utilization of account, management by financial institution, illustrations of RHSA's balances under various scenarios, and tax treatment. A comparison with the Singapore Medisave Program will follow the description of the proposed solution. Before concluding, some expected objections and their rebuttals are discussed. Attendees will learn more about the Canadian healthcare system, and the Singapore Medisave program, but above all, though the solution may not be applicable directly in other countries, it could somehow be inspiring.