Individual Life - Policyholder Behavior Experience Studies
The SOA offers experience studies and table reports on individual life, with a focus on persistency, for use by actuaries. Most files are in PDF format.
- 2009-13 Lapse/Surrender and Premium Persistency Experience for Flexible Premium Universal Life Products
2005-2009 Guaranteed Issue and Simplified Issue Life Persistency Study
2013 Survey of Lapse and Mortality Experience