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Researching Long-Term Care Insurance Incidence Rates Over Time

The SOA has created this report to provide additional education and research for long-term care actuaries who are interested in evaluating calendar year trends. This report describes two methods, an observation-based analysis and an actual to model analysis, to analyze long-term care insurance experience to determine if calendar year trends exist.

A link to the report can be found be below. In addition, the appendices of the report can be found in the two Excel files below.