Old Age Mortality Experience Study Report


Old Age Mortality Subgroup of the Individual Life Experience Committee


The Society of Actuaries (SOA) Research Institute released a report that examines older age mortality (OAM) with a focus on attained ages 70 and above. The report helps determine whether refinements were needed in the 2015 Valuation Basic Tables. Analysis was performed by sex, issue age and attained age, issue year cohorts, smoking risk classification, benefit band, select vs ultimate period, and interactions.


Old Age Mortality Experience Study Report


The authors’ deepest gratitude goes to those without whose efforts this project could not have come to fruition: the volunteers who generously shared their wisdom, insights, advice, guidance, and arm’s-length review of this study prior to publication. Any opinions expressed may not reflect their opinions nor those of their employers. Any errors belong to the authors alone.

Project Oversight Group members:
Philip Lance Adams, FSA, MAAA, CERA
Mary J. Bahna-Nolan, FSA, MAAA, CERA
Anji Ines Li Zhao, FSA, MAAA, CERA
John K. McGarry, ASA

Tatiana Berezin, FSA, MAAA
Edward Hui, FSA, MAAA, CFA
Kevin P. Larsen, ASA, MAAA
Haofeng Yu, FSA, MAAA, CERA

At the Society of Actuaries Research Institute:
Korrel Crawford, Senior Research Administrator
Mervyn Kopinsky, FSA, EA, MAAA, Senior Experience Studies Actuary
Peter J. Miller, ASA, MAAA, Experience Studies Actuary

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If you have comments or questions, please send an email to research@soa.org.