Group Long Term Disability Benefit Offset Study - 2012

Research Projects in Disability


The Society of Actuaries' Health Section is pleased to make available an update to a research report on the offset of benefits for group LTD plans. As with the earlier study conducted in 2008, this report details data from a number of carriers on the percentage of LTD claimants who are receiving disability benefits from other sources that offset their LTD benefits and how this percentage is affected by various factors. The report was authored by Robert Beal and Tasha Khan of Milliman, Inc.


Group Long Term Disability Benefit Offset Study - 2012


If you have any questions or comments regarding the report, please contact Steve Siegel, Research Actuary at

Thank You

The Health Section would like to thank the following individuals for their input and review:

  • Warren Cohen
  • Tom Corcoran
  • Rick Leavitt
  • Jinn-Feng Lin
  • Sandee Schuster
  • Steve Siegel, SOA Research Actuary
  • Barbara Scott, SOA Research Administrator