Viability of the Spend Safely in Retirement Strategy

July 2019      

The Society of Actuaries’ Committee on Post Retirement Needs and Risks is pleased to make available a research report that explores various design and implementation details for the Spend Safely in Retirement Strategy (SSiRS). This strategy is intended to be used by middle-income workers and retirees to generate retirement income from IRAs and employer-sponsored defined contribution retirement plans.


Viability of the Spend Safely in Retirement Strategy

Thank You

The SOA’s Committee on Post-Retirement Needs and Risks would like to thank the following individuals for their input on the project:

Carol Bogosian
Todd Bryden
Melanie Christensen
Cindy Levering
Sandy Mackenzie
David Manuszak
Betty Meredith
Pete Neuwirth
Richard Pretty
Anna Rappaport
Ken Steiner
Jody Strakosch
Jack Towarnicky
Nathan Zahm
Mary Stone, SOA Staff Fellow
Steven Siegel, SOA Sr. Research Actuary
Barbara Scott, SOA Sr. Research Administrator

Questions or Comments?

f you have comments or questions, please send an email to