Announcement: SOA congratulates the new ASAs and CERAs for March 2023.

2021 Risks and Process of Retirement Survey


Greenwald Research


The Society of Actuaries Research Institute’s Aging and Retirement Strategic Research Program is pleased to make available material from the latest biennial survey, Risks and Process of Retirement. The survey, the eleventh in the series, was conducted online of Americans ages 45 to 80. The purpose of the study is to evaluate Americans’ awareness of potential financial risks in retirement, how this awareness impacts the management of their finances with respect to retirement, and how Americans are managing the process of leaving the workforce. The survey was conducted by Greenwald Research.


2021 Retirement Risk Survey Highlights

2021 Retirement Risk Survey Report of Findings

2021 Retirement Risk Survey Brief – Identifying Retirement Risks and Trends

2021 Retirement Risk Survey Brief – The Impact of COVID-19 on Financial Stress


Research Insights -2021 Risks and Process of Retirement Survey.


The SOA would like to thank the following members of the Project Oversight Group for their input:

Barbara Hogg, Chair
Vickie Bajtelsmit
Carol Bogosian
Monique Hacker
Kam Harris
Paula Hogan
Cindy Levering
Jonah Morales
Alan Newsome
Anna Rappaport
Andrea Sellars
Cecilia Shiner
Linda Stone
Tom Toale
Steve Siegel, SOA Sr. Practice Research Actuary
Barbara Scott, SOA Sr. Research Administrator

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