Announcement: SOA releases December 2022 Exam FM passing candidate numbers.

2022 Mortality Improvement Survey Report


Ronora E. Stryker, ASA, MAAA
Society of Actuaries Research Institute

Max J. Rudolph, FSA, CFA, CERA, MAAA
Rudolph Financial Consulting, LLC


This report summarizes the results of the 2022 Mortality Improvement Survey examining mortality improvement practices of life and annuity companies in the U.S. and Canada as of year-end 2021. The survey focused on the use of mortality improvement and how it has changed for financial projection and pricing modeling following the initial stages of COVID-19.


2022 Mortality Improvement Survey Report



Research Insights - 2022 Mortality Improvement Survey Report.


The authors’ deepest gratitude goes to those without whose efforts this project could not have come to fruition: the volunteers who generously shared their wisdom, insights, advice, guidance and arm’s length review of this study prior to publication. Any opinions expressed may not reflect their opinions nor those of their employers. Any errors belong to the authors alone.

The 35 companies participating in the survey.

Project Oversight Group members:

  • Jean-Marc Fix, FSA, MAAA

    Al Klein, FSA, MAAA

At the Society of Actuaries Research Institute:

  • Korrel Crawford, Sr. Research Administrator

    R. Dale Hall, FSA, MAAA, CERA, CFA, Managing Director of Research

At the Swiss Re Institute:

  • Priya Dwarakanath, FSA, FIA, MAAA, Senior Vice President, Head Research & Strategic Forecasting L&H

    Ian Lennox, FIA, Senior Product Actuary, Senior Products Actuary

    Daniel Meier, PhD, Aktuar SAV, Vice President, Life & Health R&D Manager

    Florian Rechfeld, PhD, Vice President, Life & Health R&D Manager

    Drew Tindall, FSA, MAAA, Senior Vice President, Head Applied R&D Americas

Questions or Comments?

Give us your feedback! Take a short survey on this report. Take Survey

If you have comments or questions, please send an email to