Retirement Risk Survey Series
July 2025
Authors
Timothy Geddes, FSA, EA, MAAA, FCA
Hailey Johnson, ASA
Griffin Lothrop, ASA, EA, MAAA, FCA
Sponsors
Aging and Retirement Strategic Research Program
Society of Actuaries Retirement Section
FINRA Investor Education Foundation
Executive Summary
This biennial survey evaluates Americans’ awareness of potential financial risks in retirement, how this awareness impacts the management of their finances with respect to retirement, and how Americans are managing the process of leaving the workforce.
The survey has been conducted every two years since 2001 with a representative sample of retirees and pre-retirees aged 45-80. Each iteration of the survey includes a complete report of all findings along with several highlights reports that focus on a particular aspect of the survey. The highlights reports include perspectives from other sources to provide additional insights on the findings.
In addition to the findings of each iteration of the survey, the series overall provides an insightful historical record and quantitative measures of how the perception and experience of retirement has changed since the beginning of the millennium.
Materials
2024 Retirement Risk Survey – Family Support & Retirement
Questions or Comments?
If you have comments or questions, please send an email to research@soa.org.