Description: This article discusses secondary factors that affect pricing and long-term care claims experience gender, marital status, region, product type, distribution, and education.

Description: The goal of this article is to provide some insight into life settlements. It reviews the benefits and the risks of conducting such a transaction. It covers how large the market is, why and when it would be appropriate, the transaction process, and the pricing and underwriting.

Description: An examination of the underlying reasons for the concept of health expectancy, some alternative approaches to developing the measurement and some of the powerful uses of this new tool.

Description: This article describes in detail how Microsoft Excel spreadsheets can be used to develop and test relational database projects.

Description: Products that serve consumers are increasingly complex, creating a real need to help management understand risk exposure in real time. The root of the dilemma is that modeling the entire population, which is feasible with sophisticated computing technology, simply does not offer a practical response time. New modeling techniques such as replicated stratified sampling may help executives better understand risk.

Description: Read the July 2016 issue of Product Matters!

Description: Hear from the editor’s on the December 2018 issue of Risk Management published by the JRMS.

Description: This articles describes some of the industry issues that new-generation risk modeling technologies can address and the emerging technology of simultion as it applies to risk modeling.

Description: Article discussing a research project to determine the risk selection efficacy of e-underwriting in conjunction with the use of e-data such as MIB, MVR and prescription med history.