Description: This article discusses Life-Cycle Saving and Investing for retirement. The article reviews how actuaries can add to the discussion of what is wanted and needed in retirement and how traditional replacement ratios can be linked with consumption targets.

Description: The author notes a concern for broad risk management in our society, which he names Societal Risk Management, as witnessed by the creation of the department of homeland security and suggests how actuarial expertise can help.

Description: The article describes Carol Proffer's career as an actuary beginning in an insurance company to her role in investment consulting where she helps general partners raise private equity, venture capital and real estate funds.

Description: Provides background on the Brazilian insurance authority's ban of the group life rider benefit for Total and Permanent Disability due to illness, TPD. Then discusses alternative benefits that could be offered as replacements.

Description: Health care reform will require health insurers to change the way they make decisions on what to sell while remaining financially sound. The new regulatory reality of expanded access to coverage leaves insurers with fewer options for managing costs and business risk. With the introduction of risk adjustment mechanisms in the exchanges, the most profitable members will not necessarily be the lowest cost ones, but rather, the members which the health plan is relatively more effective at servicing. While Patient Protection and Affordable Care Act 'PPACA' prohibits underwriting and using any health status information for denying coverage or varying the premium rates, this article describes how the use of consumer data will affect the way health insurers make decisions on what products to sell.

Description: The April/May 2013 edition of The Actuary magazine—the Society of Actuaries’ flagship publication.

Description: The Actuary interviews the Executive Vice President of Mutual Benefit Life Insurance Company Newark, Donald R. Sondergald. Read about his prospects of becoming President of the Society of Actuaries and his opinions about the state of the actuarial profession. Article from The Actuary, Volume 24, Issue 7

Description: The February/March 2014 edition of The Actuary magazine—the Society of Actuaries’ flagship publication.

Description: In this article about professional development, the new competency network is descibed and and emerging job opportunities in health care analytics are discussed.

Description: This article discusses the different types of attitudes toward risk based on the prevailing economic climate.