Description: In this presentation, members of the Sexuality and Gender Alliance of Actuaries (SAGAA) will review some of the basic biases that impact us all personally and professionally. Followed by a deep dive into the history of how the insurance industry has handled both applicants and policyholders who are living with HIV, which disproportionately impacts communities of color and the LGBTQ+ community, and how systemic biases that are formed over decades impact the marketplace today.

Description: Building new models or migrating from one system to another is hard! During this session, you will hear from your colleagues who have gone through such projects. You will gain a better sense of what to expect, what to avoid, and what to prioritize for such projects. The discussion will be system agnostic. Learn about pitfalls and how to avoid them!

Description: The session will use a case study to discuss some of the nuances and general considerations for an MRB, FAS 133 and VOBA balances for a business combination for an fixed index annuity (FIA) contract. The case study will discuss some MRB fair value considerations and followed by FAS 133 fair value techniques.

Description: Principle-based reserves for fixed annuities are coming. Hear the latest from industry experts on the current Valuation Manual (VM)-22 draft and field test, as well as when it will be effective. Participants will learn about principle-based reserving for fixed annuities and be better prepared to implement it.

Description: Join us for an engaging session packed with practical tips and interactive discussions to help you unlock the true potential of the investment in being LDTI ready and unleash its full potential.

Description: June and July 2023 were the warmest months on record, both on land and ocean, and July was likely the hottest month since global record keeping started in 1850. This session will delve into emerging data showing the impact of climate change on healthcare. Through data, attendees will learn about the direct impact of climate change on the risk of disease burden of populations, and the indirect impact on access to healthcare.

Description: After 10 years, the Affordable Care Act (ACA) risk adjustment program has evolved as the ACA has evolved. In recent years the Centers for Medicare and Medicaid Services (CMS) has focused attention on predictive accuracy over compensating for actuarial risk and has failed to address systemic issues such as insolvencies that created suboptimal outcomes for the ACA markets.

Description: Cost is a key outcome metric used by actuaries and others to determine the value of a benefit or program in health insurance. However, typically, costs assessed include only the direct costs of the program, not any indirect costs or savings, such as those associated with reduced spending on other services.

Description: In this session, we will review how the previous and current concerns of pharmacy actuaries will affect the forecasting and review of upcoming pipeline events. After this session, attendees will have a broader understanding of the implications of what is coming next in the pharmacy pipeline and how they can be thinking about it.

Description: With a decade of experience, mature Affordable Care Act (ACA) marketplaces continue to undergo significant changes amidst record enrollment levels. State activity has ramped up and similar themes have emerged. For example, an increasing number of states have either established or are considering operating their own exchange.