Description: The Product Development Section Council and the Committee on Life Insurance Research of the SOA engaged RGA Reinsurance Company to undertake a research project on level premium term life insurance products with a particular focus on the magnitude and impact of the 'shock lapse' at the end of the level premium period. Mortality was also studied. These are the Excel Pivot Tables for that study. Please see the SOA website experience studies for the full report.

Description: This study of socioeconomic inequalities in mortality builds on a previous report in which we identified a large and growing gradient in life expectancy between 1982 and 2019 across U.S. counties classified into 10 socioeconomically homogeneous categories. In this report, we seek to identify the particular causes of death contributing to the growing disadvantage in mortality between populations in the least and most affluent deciles as previously defined.

Description: This document discusses the comparison of lifetables generated using classic demographic techniques and the Human Mortality Database method protocol for socioeconomic deciles from 1982 to 2022. It explains differences in estimation methods, calculation steps for lifetables, advantages and disadvantages of each approach, and a comparison of lifetable values.

Description: This report discusses cancer mortality at older ages, including insights on cancer risk, trends, treatment, and impacts, as well as expert panel discussions. It addresses factors influencing cancer risk, advancements in treatment, and the impact of COVID-19 on cancer trends.

Description: The Society of Actuaries (SOA) Research Institute’s Mortality and Longevity Strategic Research Program Steering Committee issued a call for essays to explore the application of artificial intelligence (AI) to mortality and longevity. The objective was to gather a variety of perspectives and experiences on the use of AI in mortality modeling, forecasting and prediction to promote discussion and future research around this topic. The collection includes six essays that were accepted for publication from all submissions. Two essays were chosen for prizes based on their creativity, originality, and likelihood of further thought on the subject matter.

Description: The Society of Actuaries Research Institute has launched the Quarterly Mortality Monitoring Report (QMMR) series, providing updated U.S. mortality data every three months. Each report will facilitate the analysis of mortality trends, offering insights into the latest data as well as tools for visualizing these trends.

Description: The Society of Actuaries (SOA) and Reinsurance Group of America (RGA) have conducted a study on Asia's shifting demographics and its impact on retirement systems. This research explores retirement planning behaviors, financial awareness, and risk perceptions across different life stages, offering valuable insights for policymakers, financial institutions, and individuals. Discover how these findings can enhance retirement security and uncover new opportunities for innovative financial protection solutions.

Description: This report focuses on the risks of change in the insurance industry and adapting to the "New" New Normal. It includes survey results, analysis, and discussions on various risks affecting the industry in the current environment.

Description: This report presents the impact of Covid-19 on socioeconomic differentials in mortality in the United States. The study aims to understand how the pandemic affected various socioeconomic groups in the U.S. population.

Description: This report designs a comprehensive life-cycle fund model, including a detailed sensitivity analysis, to optimize portfolio allocation for U.S. retirement plans.