Description: This report examines how the number of persons (“lives”) covered in a mortality study, and the length of the study period (in years), affects the statistical reliability of improvement rate estimates.

Description: The report discusses using behavioral science in redesigning life insurance underwriting questionnaires to improve disclosure rates. It includes an experimental study, industry survey insights, and discussions on application forms, behavioral science application, and organizational engagement with behavioral science in the insurance industry.

Description: This report provides a methodology for identifying climate regime shifts in different scenarios to prepare insurers for the impacts of climate change. It discusses physical tipping points, socio-economic tipping points, and regime shifts affecting the insurance industry, with a focus on wildfires in California and heat stress in the Pacific Northwest.

Description: The Mortality Improvement Life Working Group released a recommendation for a set of improvement factors that vary by gender and attained age to be used in conjunction with the 2008 Valuation Basic table or the 2015 Valuation Basic table for AG-38 purposes.

Description: Recommendation for a set of improvement factors to be used in conjunction with the 2008 Valuation Basic table or the 2015 Valuation Basic table

Description: This report describes two methods, an observation-based analysis and an actual to model analysis, to analyze long-term care insurance experience to determine if calendar year trends exist.

Description: Report on results of survey designed to get feedback on some hot topics in industry - namely predictive analytics and accelerated & enhanced underwriting.

Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of the survey on laboratory testing issues, prepared by the SOA Committee on Life Insurance Mortality and Underwriting Surveys Laboratory Tests Survey Subcommittee. The survey asks questions about companies’ internal practices in regards to how laboratory tests become part of the underwriting paradigm, in particular, how changes are made, who the decision-makers are, and what support is necessary to add a test.

Description: The RP-2006 and RPH-2006 Mortality Tables were created from the same data as the RP-2014 and RPH-2014 tables, but with rates as of the central year of 2006.

Description: Unloaded (basic) and loaded, ultimate tables for females on an age-last birthday and age-nearest bases as of 2017