Description: Discusses variability in per capita health-care costs by health-care provider.

Description: Result of a great 2004 SOA election

Description: The second part of a panel discussion on the changes ERM is creating in the actuarial and business worlds. This first part of this discussion appeared in the December/January issue of The Actuary. Topics covered included: the difference between ERM now and risk management of the past, the transformation of the CRO role due to ERM and more. You can find the first part of this series on the SOA Web site at: www. soa.org, Research & Publications, The Actuary Magazine, December 2005, ERM's Wave of Change: Part I.

Description: Article discussing the SOA’s addition of a new membership section, Social Insurance & Public Finance Section and a new section of the Web site, Pathway to Membership.

Description: This author makes a few suggestions for how the ASB can improve the way it defines and sets standards of practice in light of the challenges actuaries face today. The author believes that ASOP's hould be promulgated by the ASB ony after a thorough process that goes beyond codifying existing practices.

Description: The viability and future outlook for the individual disability industry has dramatically improved from where it was 10 years ago. Evidence of this turn–around can be found in the industry's current profitability and its development of new markets. This article discusses where the market stands today.

Description: This is an interview with Steve Vernon, FSA, MAAA, who runs his own business for helping people live long and prosper–financially, emotionally and with respect to their health. His contribution to society is to use his actuarial expertise and communication skills to help the baby boom generation face these challenges.

Description: This is a discussion about actuaries, stochasticity and risk management. This article is a response to Max Rudolph's ERM As A Competitive Advantage: Moving Beyond PBA to Add Value The Actuary, April/May 2007.

Description: This is an interview with Dave Ingram, FSA, MAAA, director of enterpirse risk managment in the Insurance Ratings Group at Standard and Poor's.

Description: Welcome to the holiday edition of The Actuary!