Description: Industry information about some tools and methods used by life insurance companies to mitigate the risk inherent in early duration claims.

Description: This report is a comprehensive survey of existing literature on mortality and race and ethnicity in the United States, examining disparities in mortality rates among different racial and ethnic groups. It explores factors influencing mortality differentials, including socioeconomic status, health care access, and other relevant aspects.

Description: The report discusses using behavioral science in redesigning life insurance underwriting questionnaires to improve disclosure rates. It includes an experimental study, industry survey insights, and discussions on application forms, behavioral science application, and organizational engagement with behavioral science in the insurance industry.

Description: This essay collection examines how changing family dynamics shape retirement security, offering insights on demographic trends, policy design, and actuarial strategy—because retirement is the ultimate family affair.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues. In previous reports, mortality experience over a single anniversary year was studied. In this report, experience over four individual anniversary-to-anniversary study years is reported with the discussion focusing on trends during this period. This report is expected to appear in a future issue of the Society's TSA Reports. Consists of five pdf documents: a report and four containing tables.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study focuses on the single year results from the 1995-96 study period and also examines experience in the most recent five-year period 1991-96 in order to provide a larger volume of data so that broader comparisons of results can be made. Consists of two pdf documents: a report and tables.

Description: Seeking researchers to analyze long-term risk trends via survey data and develop engaging report formats for broad audiences.

Description: Recommendation for a set of improvement factors to be used in conjunction with the 2008 Valuation Basic table or the 2015 Valuation Basic table

Description: This study covers a five-calendar year period, years 2011-2015. Death claims incurred during this five-year period and paid by the data collection date were included. The data was primarily collected during the summer and fall of 2017, which would allow a minimum of 18 months following date of death for a claim to be paid. The study was limited to single premium credit life insurance.

Description: This report describes two methods, an observation-based analysis and an actual to model analysis, to analyze long-term care insurance experience to determine if calendar year trends exist.