Description: Attend this webcast to learn more on how to navigate managing ESG principles in the new normal of a post-COVID world. Enhance your ESG insights in a post-pandemic landscape.

Description: Join us for an insightful webcast as we delve into the far-reaching implications of the recent Supreme Court decision to overturn Chevron deference. This landmark ruling, which previously granted federal agencies significant leeway in interpreting ambiguous statutes, is set to reshape the landscape of healthcare policy.

Description: "This session will delve into strategic forecasting and unified modeling, an innovative approach that utilizes an orchestration engine to streamline model execution and the forecasting process across various platforms. By leveraging publicly available technology stacks, we will demonstrate how a unified modeling platform can enhance workflows and tackle complex business challenges, providing valuable insights for both actuaries and executives. Additionally, we will explore the potential of a top-down framework to facilitate the rapid analysis of key 'what-if' scenarios, minimizing the need for extensive bottom-up modeling processes. A comprehensive data diagram will illustrate the expansion opportunities, showcasing how this unified modeling framework can scale across an entire organization, supporting strategic initiatives such as mergers and acquisitions, reinsurance transactions, and other capital management strategies. Learning Objectives: Discover a holistic approach to strategic forecasting that aligns with organizational goals Understand the potential of unified modeling to significantly enhance actuarial processes and decision-making capabilities Explore how programming language support unified modeling initiatives across various business functions Identify the benefits and challenges associated with implementing unified modeling within your organization"

Description: What do companies look at when they ultimately decide to pursue financial reinsurance? Or when they decide to develop a new product? This presentation will explore enterprise profitability frameworks and their impact on strategic decision-making. Having the right metrics and profitability measurement approach is crucial for life insurers to drive alignment with stakeholders on top-level objectives and frame trade-offs between competing enterprise financial goals.

Description: This session will provide a comprehensive overview of key aspects related to the GAAP/VM-21 valuation for RILA. We will discuss how VM-21 can reward companies for making conservative decisions and examine the key factors that drive different levels of VM-21 reserves and capital. We will also cover how ALM management for RILA differs from other annuities. The attendees will gain insights into practical considerations, challenges, and solutions in implementing RILA valuation.

Description: This session explores the role of insurance-linked sidecars (Sidecars) and Incorporated Segregated Accounts Companies (ISACs) in Bermuda's insurance and reinsurance landscape. We will examine their structures, regulatory considerations, and how they can be leveraged for capital efficiency, risk transfer, and strategic growth. Attendees will gain insights into the advantages and challenges of using Sidecars and ISACs in the Bermuda market.

Description: This paper applies the research in Prospect Theory of Kahneman and Tversky to explain why sales of annuities lag sales of life insurance products. The author theorizes that life insurance is easier to sell because customers perceive themselves to be in the domain of losses, while potential annuity customers perceive themselves to be in the domain of gains. Kahneman and Tversky showed us that people are mostly risk averse in the domain of gains and risk seeking in the domain of losses. Purchase of an annuity or life product is a risky investment. Customers will find it easier to take the risk in the life insurance domain of losses than the annuity domain of gains. The author then proposes a hybrid life annuity product that might address both mortality and longevity risk in one product that would allow both products to be more competitive than stand-alone products.

Description: Introduces the concept of total risk analysis, a methodology used to answer questions like "what are the chances we will lose more than $1 million"

Description: The way customers and advisors purchase insurance products and interact with carriers has evolved rapidly in the last decade, reflecting the changing preferences in our digital world. Join this webcast to learn from a panel of experts on how they have approached these innovations in their own actuarial work and leave with a framework to manage risk through future change.

Description: Insurers have long relied on scenario analysis to understand the long-term impacts of potential business decisions, but the advent of rapidly changing market environments and a growing desire to optimize capital has spurred business leaders to leverage new tools in order to explore potential options.