Description: This report summarizes industry mortality experience for the period 2009 - 2016. This report is updated on a mostly annual basis and based on information aggregated from industry VM-51 submissions

Description: This whitepaper authored byWalter Zultowski, PhD looks further into how companies might use the result of the Phase 1 study to develop marketing approaches for the identified sub segments.

Description: The Reinsurance Section, Product Development Section and the Committee on Life Insurance Research are pleased to present results from a company practice survey of individual life insurance accelerated underwriting. Performed by a Milliman team led by Al Klein and Karen Rudolph, the study provides perspectives from both direct life insurance companies and reinsurers. Among the areas addressed include the structure of accelerated underwriting programs, how programs are monitored, how accelerated underwritten business is performing relative to expectations and how companies are considering accelerated underwriting cohorts in the context of VM-20 assumption setting.

Description: Guaranteed Issue mortality valuation tables, report, and definition.

Description: Since the outbreak began in January, numerous research groups throughout the world have developed models to forecast the number of deaths that could result from COVID-19.

Description: View the COVID-19 Low Interest Rate Environment Cash Flow Testing Survey Summary of Results April 23, 2020

Description: This document describes an effort to measure the deaths in the U.S. population relative to pre-pandemic expectations. This report updates the original report, 2020 Excess Deaths in the U.S. General Population by Age and Sex, with more complete data for 2020.

Description: The purpose of this status report is to advise practitioners about subsequent research and analysis conducted by the Advisory Group regarding these items. At this time, there are no new enhancements to the MIM-2021 tools.

Description: This paper concerns policyholder dividends on traditional participating life insurance products in regulatory contexts similar to those in the United States and Canada. This paper also touches on annuity products. It was prepared for use in the educational curriculum of the Society of Actuaries. Dividend actuaries seeking references to writings on policyholder dividends to refresh their perspective may also find it useful.

Description: This report was prepared for use in the educational curriculum of the Society of Actuaries. It describes the main features of structured settlement annuities in North America and current actuarial practices and issues related to this product. It draws upon a study note on the same topic authored by Roger Harbin, FSA in 1991. Perspective on the Canadian structured settlement market was provided by Robert (Bob) Nigol, B.A., M.A., Managing Partner of EPS Settlements Group of Canada.