Description: The Society of Actuaries and LIMRA have sponsored a Variable Annuity Guaranteed Living Benefit Utilization Study.

Description: This report examines the demographic, medical, and pharmaceutical profiles of HIV-positive individuals in Medicare and how their needs differ from the general Medicare population.

Description: This report presents initial findings from a project investigating the direct and indirect impacts of COVID-19 in the post-acute phase of the pandemic. These findings focused on cause-specific excess mortality in the first three pandemic years, March 2020 to February 2023. In addition, the authors investigated how different mechanisms contributed and could continue to affect mortality rates following the acute pandemic period. The study is based on weekly mortality data by age and cause of death from 2015 to 2023 obtained from the National Center for Health Statistics at the Centers for Disease Control and Prevention, combined with population estimates from the U.S. Census Bureau. Weekly excess deaths by age and cause comparing observed deaths to deaths expected based on pre-pandemic trends were computed. Then the temporal correlation between weekly COVID-19 and excess deaths from other causes at various lags were assessed. The authors developed a theoretical framework to interpret the results of this analysis and understand potential underlying factors responsible for excess mortality.

Description: The Group Life COVID-19 Mortality Survey Report Series gathers a high-level view of U.S. group term life insurance mortality experience since the onset of the COVID-19 pandemic. These reports measure results in total and by broad age group, industry category, geographic region, and cause of death.

Description: The Society of Actuaries (SOA) is pleased to present historical U.S. population mortality rates by sex and single year of age for calendar years 2000-2022.

Description: The SOA has collaborated with LIMRA, Reinsurance Group of America (RGA), and TAI on an ongoing effort to analyze the impact of COVID-19 on the individual life insurance industry’s mortality experience. The data collected for this study included 2.8 million deaths from life insurance policies covering the period January 1, 2015 to September 30, 2020.

Description: View the 2020 & 2021 Ratio of Actual to Expected Relative Mortality Ratios.

Description: This is the accompanying spreadsheet for the 2001-02 U.S. Individual Life Persistency Update report. Please see the SOA website experience studies for the full report.

Description: Describes the type of information sought on the Preferred Class Structure Questionnaire for the 2005-2007 individual life experience study and explains how to fill out the questionnaire

Description: The FAQ page sent to potential participants for the 2007-09 Individual Life Mortality Experience Study.