Description: This document is a report discussing the challenges faced by the insurance industry due to climate change, focusing on availability, affordability, and adequacy of insurance in areas impacted by climate-related risks. It covers expert panel discussions, factors influencing insurers, market gaps, solutions, and funding sources.

Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of a survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys – Regulation XXX Survey Subcommittee. The purpose of the survey was to explore the actions companies took on their term products in response to the introduction of the NAIC Valuation of Life Insurance Policies Model Regulation [Regulation XXX] and Actuarial Standard of Practice No. 40, including the development of companies' ‘X factors,’ the associated annual X factor certification process, and how Regulation XXX impacted the companies' level term pricing.

Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of a survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys - Preferred Underwriting [Reinsurance] Survey Subcommittee. The purpose of this survey, the first preferred underwriting survey compiling reinsurance information from U.S. and Canadian reinsurers on U.S. Life business, was to obtain the opinions of the reinsurance market on preferred risk underwriting.

Description: An update to the 1975-79 report, this time including experience by amounts as well as by lives.

Description: This report presents the results of the 2013 Group Term Life Experience Study conducted by the Society of Actuaries’ Group Life Experience Committee.

Description: This study examines the GLB utilization of over 4.6 million contracts that were either issued during or in force as of 2012.

Description: This report is a follow-up to the 2018 Group Long-Term Disability Experience Study Report. This report analyses the same dataset, but focuses on the new variables that are included with that dataset, and also details the application of various Predictive Analytics techniques to the data.

Description: This memorandum is a supplement to the Long Term Care Experience Basic Table (“Experience Table”) that was published bythe Society of Actuaries (“SOA”) in April 2015 and revised in July 2015.

Description: Report on survey designed to get feedback on underwriting guidelines, requirements, assumptions and practices used in assessment of older age applicants.

Description: LIMRA and the SOA Research Institute have completed the most up-to-date study of group life experience. The results include breakdowns for Basic Life, Supplemental Life, and Portability coverages and analysis for Life Insurance, Waiver of Premium, and Accidental Death & Dismemberment claims.