Description: This analysis is being done to determine how recent experience, from the statistical agent data collected by MIB, is emerging relative to the 2015 VBT.

Description: This essay collection examines how changing family dynamics shape retirement security, offering insights on demographic trends, policy design, and actuarial strategy—because retirement is the ultimate family affair.

Description: The Mortality Improvement Life Working Group released a recommendation for a set of improvement factors that vary by gender and attained age to be used in conjunction with the 2008 Valuation Basic table or the 2015 Valuation Basic table for AG-38 purposes.

Description: This report describes two methods, an observation-based analysis and an actual to model analysis, to analyze long-term care insurance experience to determine if calendar year trends exist.

Description: This report presents the results of our survey on post-level premium period lapse mortality assumptions and experience for level premium term products. The survey was conducted in mid-2006.

Description: This is a request for data for the 2005 intercompany expense study.

Description: This report presents the 1997 and 1998 calendar year experience of retired individuals in the United States and Canada who are covered under group pension contracts issued in the United States and Canada. Data for calendar years 1993 through 1996 are also included to provide a comparison with 1997 and 1998 experience and to provide information on mortality trends over time.

Description: The 2008 Philippines experience study includes both mortality and persistency studies of policies in force any time during the 2004-2006 study period. The study applies to the entire portfolios of the 19 contributing companies and these companies represent the entire Philippines individual life insurance market. Studies were performed based upon policy counts. Actual mortality was compared to expected mortality based upon the SOA 1975-80 select and ultimate mortality table.

Description: Instructions for contributing policyholder behavior data to the 2005-2007 experience study

Description: In January 1998, the NAIC Life and Health Actuarial Technical Task Force asked the Society of Actuaries to address disability reserving issues. The reason for this request was that the NAIC had received reports that statutory reserves based on the current morbidity tables frequently fail the tests of adequacy and reasonableness. Further, they requested that this review extend to contract and claim reserves and across all lines of disability insurance - group and individual, and short- and long-term. They also requested help in establishing when it is appropriate for a company to use its own experience in valuation. This report represents a recommendation to the NAIC for an interim update to the 1985 CIDA Table for Individual Disability claim reserves. This zip file contains the final report and appendices.