Description: In North America, the proportion of elderly persons now in the population is about 13 percent and is expected to rise to 20 percent by the year 2030. Insurers face a new wave of insurance candidates over ages 65, 70 and 75 with risk assessment challenges in underwriting the health of old age risks.

Description: This article explains how one company, American Life of New York, is using innovative applications to improve and speed the underwriting process.

Description: This article notes the available pulications from Hank George, an underwriting expert, that will help keep you up to date on the subject.

Description: Advice and lessons learned from two industry leaders on how to account for organizational culture and strategy, InsurTech, and customers in order to build a winning environment for innovation and execution.

Description: This report, the second such report, presents the compilation of data received from life companies responding to a survey on preferred risk underwriting and provides opinions of the Task Force on Preferred Underwriting with respect to future trends.

Description: This report examines mortality and other actuarial assumptions for products sold at older ages.

Description: Results of a company practice survey is presented. Among the areas to be addressed include the structure of accelerated underwriting programs, how programs are monitored, how accelerated underwritten business is performing relative to expectations, and how companies are considering accelerated underwriting cohorts in the context of VM-20 assumption setting.

Description: This article discusses jet issued life insurance, which marries the speed and simplicity of a simplified issue product with the higher face amounts and competitive premiums of a fully underwritten product.

Description: This is an article about genetics, diagnostic testing and related underwriting of insurance policies.

Description: The article warns actuaries that using predictive models in the underwriting process has a strong potential of inadvertently using variables that are prohibited by law.