Description: Download the papers from the "Cash Balance Symposium Monograph" monograph.

Description: Appendix B presents several life samples comparing the benefits and funding before versus after the addition of the DROP feature. From Design and Actuarial Aspects of Deferred Retirement Option Programs, M-RS03-2.

Description: Chapter 3 analyzes the sources of retirement income security within a system of three interdependent tiers of support: government, employer, and individual. Further, this chapter proposes that these three are part of a larger wealth transfer mechanism including other systems such a s health care and employment insurance. From Economic Security for an Aging Canadian Population, M-RS99-2.

Description: This paper addresses the financial risk of long-term care by examining the use of reverse mortgages to help impaired elders continue to live at home.

Description: This paper examines the current presence of more females in the work force, and the Social Security/retirement issues that are raised by this trend. From Retirement Implications of Demographic and Family Change Symposium Monograph, M-RS02-2.

Description: This paper examines how the costs in Canada of life insurance, medical care, disability, and retirement are impacted by increases in longevity. The paper then examines possible courses that policy action may take, and then proposes directions that employers may take in designing employee benefit programs.

Description: This paper examines the impact on retirement goals and savings behavior by participants in financial education seminars offered by TIAA-CREF .

Description: This paper examines the privatized individual pension accounts that are becoming widespread in a number of Latin American countries, and suggests that the experiences in these countries could offer guidance to other countries considering similar privatization.

Description: List of Tables. From Retirement Implications of Demographic and Family Change Symposium Monograph, M-RS02-2.

Description: This paper examines the growing trend toward phased retirement in which workers move slowly into full-time leisure, and then the paper suggests alternative pension designs to accommodate the trend. From Retirement Needs Framework, M-RS00-1.