Description: Editorial on financial crisis.

Description: This article announces enhancements to the directory of actuarial membership and personnel changes for The Actuary.

Description: Column listing candidates in the SOA 2009 board elections.

Description: The Deficit Reduction Act of 2005 established the nationwide expansion of a Long–Term-Care Partnership program into which any state can choose to participate. This article describes that program and what it means for a person insured under a qualifying long-term-care insurance policy.

Description: This is an interview with Fred Sievert, who has climbed the corporate ladder to the top of two different companies. Although he's retired, he is as busy now as he ever was, and is happy he has the time and energy to support all his various activities.

Description: This article is an interview with Anna Rappaport, past president of the SOA, about her career, her thoughts on the future, and her advice for others.

Description: This is a discussion of the Life–Cycle Model, findings from behavioral finance, managing risks post–retirement, the role of government, software and some perspectives on the future.

Description: When it comes to record linkage, the challenge is bringing together the right information from several sources. Here's how to make things match up.

Description: This is the first article in a four-part series. In this series of articles, analysis of the U.S. life insurance industry's customers, products, distribution system and regulatory and tax environment will be given. This first part of the series focuses on the customer and the changing product mix of the life insurance industry.

Description: Feature article about the effects of obesity on life expectancy and how actuaries will be affected.