Description: Microinsurance mechanisms provide coverage to low income earners, but a growing middle class is often lacking adequate access to insurance services. The author explores ways in which insurance may be more accessible.

Description: The IAA has published a textbook-sized monograph on implementing risk adjustments under IFRS 17. This monograph will be helpful to those calculating the risk adjustment and those who want to know what the risk adjustment represents and how if affects period to period reporting.

Description: Feature article discussing the current state of the Ecuadorian social security system.

Description: New Zealand Ambassador’s Report by Richard Geisler from International Section News, February 1998, Issue No. 15.

Description: An article explaining the conversion of the Israeli financial reporting scheme to a pseudo-GAAP method with acquisition expenses fully deferred and amortized in a straight line over 15 year. DAC was fully written off upon lapse. Initial results were good but then problems developed.

Description: A discussion of how health insurance is evolving in Panama from indemnity type plans to managed care plans.

Description: In this article, the author discusses long-term care and eldershield in Singapore.

Description: This article contains biographies and 2010-11work plans for the Society of Actuaries International Section's new ambassadors in Cyprus, Egypt, Germany, Greece, India, the Netherlands, the United Kingdom and Pakistan.

Description: Updates from SOA Ambassadors from Japan, Malaysia, Latin America and Caribbean, Argentina, Vietnam and China. Additionally biographies and 2011-12 work plans for the new Ambassadors for Taiwan, France, Ireland and Mexico are presented. From International News, August 2011.

Description: The article compares China's variable annuities with India's NAV guaranteed ULIPs. Both of them mostly working on CPPI. The comparison is mainly focused on market competition landscape, unit-linked business market share, incentives of introducing the product, and the macro-economic environment in the two countries.