On this page, you'll find links to studies, tables, reports and documents on group and individual life insurance plans, as well as mortality and longevity stats as they relate to life insurance. Available resources include a relative risk tool and mortality and other rate tables.
Life and Annuities Research
Experience Studies
US Individual Life Mortality Improvement Models
This study presents a methodology for estimating mortality improvement factors based on data from insured lives.
Group Life COVID-19 Mortality Survey Report Series
This report series gathers a high-level view of U.S. group term life insurance mortality experience since the onset of the COVID-19 pandemic as compared to a pre-pandemic baseline period.
2023 Cause of Death Report, Fourth Quarter, 2022
This report contains the results of a cause of death analysis focused on how the rates of death for various causes were impacted throughout the pandemic period through the fourth quarter of 2022.
2015-21 Universal Life Premium Persistency Study
The SOA Research Institute and LIMRA present comprehensive industry experience data — providing vital tools for product development, pricing, and assumption-setting work.
Research Reports
NAIC Spring 2024 Meeting
Catch highlights of the National Association of Insurance Commissioners (NAIC) Spring Meeting. The SOA shared key research and related materials.
Navigating Global Insurance Demand Trends
Learn more about the behavioral factors influencing life & health insurance purchases.
Mortality Improvement Model
Learn about the recent update (MIM-2021-v4b) to a consistent approach to projecting mortality improvement.
Rating Agency Perspectives on Insurance Company Capital
This report aids students and practitioners with understanding how rating agencies affect the insurance industry.
Fourth Quarter 2022 Life Co. Earnings
Life insurers reported Fourth Quarter 2022 financial results.
Software and Tools
The SOA offers a variety of software and tools to help you in your work with relative risk and mortality calculations
Understanding Mortality and Longevity
Access the SOA’s collection of mortality and longevity research.