Life Insurance Research Reports

If you’re looking for research projects and reports on life insurance, you’ve come to the right place. The SOA offers research, authored by an individual or a team of authors, for download in just a few clicks.

2018

  • The Impact of Genetic Testing on Life Insurance Mortality
    October
    The Society of Actuaries (SOA) Reinsurance Section, Product Development Section and the Committee on Life Insurance Research, are pleased to make available new research exploring genetic testing and U.S. life insurance mortality.
  • Overview of the United States Mortality DataBase
    July
    This report documents progress on a multi-year project initially funded by the United States National Institutes of Health (through grant #R01-AG010245) with additional support from the Research Expanding Boundaries Pool of the Society of Actuaries. The goal of the project is to foster research on geographic variability in survival within the United States by providing access to standardized historical mortality series for the 4 Census Regions, 9 Census Divisions and 50 states plus the District of Columbia.
  • Survey of Waiver of Premium/Monthly Deduction Rider Assumptions and Experience
    March
    This paper summarizes the results of a survey of waiver of premium/monthly deduction rider assumptions and experience.
  • Actuarial Review of Insurer Insolvencies, Future Preventions  
    January
    Sponsored by the Canadian Institute of Actuaries (CIA), Casualty Actuarial Society (CAS), and Society of Actuaries (SOA), this study looks at causes of insolvency and decisions made by management, regulators, and policyholders over the life cycle of the insolvency. This study is intended to educate insurance professionals on historical insurer impairments and insolvencies and possible future prevention indicators.

2017

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2002