Life Insurance Research Reports
If you’re looking for research projects and reports on life insurance, you’ve come to the right place. The SOA offers research, authored by an individual or a team of authors, for download in just a few clicks.
Survey of Waiver of Premium/Monthly Deduction Rider Assumptions and Experience
This paper summarizes the results of a survey of waiver of premium/monthly deduction rider assumptions and experience.
Actuarial Review of Insurer Insolvencies, Future Preventions
Sponsored by the Canadian Institute of Actuaries (CIA), Casualty Actuarial Society (CAS), and Society of Actuaries (SOA), this study looks at causes of insolvency and decisions made by management, regulators, and policyholders over the life cycle of the insolvency. This study is intended to educate insurance professionals on historical insurer impairments and insolvencies and possible future prevention indicators.
Comparison of Captive Insurer Jurisdictions
The Society of Actuaries' Reinsurance Section and Committee on Life Insurance Research is pleased to make available a research report on captive insurer jurisdictions.
Living to 100 Monograph
Access the monograph on longevity and retirement from the SOA Living to 100 Symposium.
Modern Deterministic Scenarios for Interest Rates
This report provides a framework that actuaries can use to evaluate moderately adverse conditions.
Understanding VM-20 Results
This report examines options for analyzing periodic changes in VM-20 reserve amounts.
Impact of VM-20 on Life Insurance Product Development – Phase 2
The Society of Actuaries’ Product Development Section, Reinsurance Section, Smaller Insurance Company Section and the Committee on Life Insurance Research announce the release of a new study on the impact of VM-20 on life insurance product development. The Phase 2 report expands on the first phase case studies and includes additional case studies focused on smaller insurers and the impact of reinsurance.
Understanding the Product Development Process of Life Insurance and Annuity Companies
Sponsored by the Product Development Section, International Section, Smaller Insurance Company Section, and the Committee for Life Insurance Research, this study examines global product development (PD) practices of life insurance and annuity companies.
Predictive Models on Conversion Studies for the Level Premium Term Plans
The Reinsurance Section, Product Development Section and the Committee on Life Insurance Research announce the release of a new report summarizing the third phase results of a multi-phase study on term conversions. This report explores conversion rates and post-conversion experience using predictive analytics.
Expanding the Human Mortality Database to include Cause‐of‐Death Information
The Human Mortality Database is a unique open‐access collection of detailed mortality and population data for 38 countries with complete and reliable vital registration and census data. This report overviews the development and completion of the HMD data
series down to a cause of death level for an initial set of eight populations: Canada, Czech Republic, England and Wales, France, Japan, Norway, Sweden, and the United States.
Actuarial Model Governance: A Survey of Actuarial Modeling Governance and the Industry Evolution