Description: In his book The Power of Habit (2012), Charles Duhigg tells a tale of finding common ground and reaching consensus on change. The common ground that was sought between warring corporate tribes was mutually beneficial, not just to achieve the ends to which those changes were aimed, but also for the cooperation that they engendered across the entire organization.

Description: In this column from the section chairperson, he suggests that in a world where 'too big to fail' is encouraged, entrepreneurs must adapt by developing marketing strategies and capabilities that deal effectively with both the end user of the services and the procurement professionals and process.

Description: Explore the findings from the research paper recently released by Milliman and the SOA, highlighting the growing need for support of informal/family caregivers. We will discuss both quantitative and qualitative data that illustrates not only the cost and burgeoning need, but the mental/emotional stressors that come along with this work.

Description: This article explores how the ideas in Abundance, the bestselling book by Ezra Klein and Derek Thompson, offer a fresh lens for understanding both society and the life-insurance industry. The book contrasts two ways of thinking: a scarcity mindset that assumes limits, protects the status quo, and manages decline; and an abundance mindset that believes capacity can expand through innovation, investment, and imagination. The article traces how these philosophies appear in American history, politics, and public policy—from immigration rhetoric to wartime mobilization—and shows how over-regulation often traps entire sectors in scarcity. Against this backdrop, the article argues that life insurance remains anchored in scarcity thinking, even as other industries—streaming, digital platforms, and the sharing economy—have embraced abundance with transformative results. The protection gap illustrates the issue: U.S. households face a US$25 trillion shortfall in mortality coverage, yet actuarial practice tends to price narrowly, underwrite cautiously, and focus on existing insured lives rather than millions of underserved families. The article calls for a shift toward abundance through broader underwriting, inclusive product design, alternative data, parametric solutions, regulatory engagement, and financial literacy. By choosing abundance, the industry can close protection gaps and redefine its role in expanding opportunity.

Description: CMS has pioneered innovative strategies for Medicare and Medicaid to address Social Determinants of Health (SDOH). Employers can learn from these models to implement similar approaches for their employee populations. Learn how employers can understand and address SDOH, the incentives for doing so, and the broader benefits.

Description: Join us in this webinar where we explore the intricate relationship between Professional Employer Organizations (PEOs) and insurance, diving into the art of risk management within this industry. Gain a comprehensive understanding of the diverse insurance products offered by PEOs, the positioning of PEOs in the actuarial landscape, and the strategic navigation of regulatory challenges.

Description: Retrospective on the E&I council goals and accomplishments heading into the new SOA community model

Description: Frequently Asked Questions about the SOA's University-Earned Credit (UEC) program.

Description: The document explores how AI-supported underwriting influences mortality slippage in accelerated underwriting and evaluates real-world applications, risks, and industry impacts.

Description: Under the new reporting regimes actuaries have the opportunity to become leaders for all aspects of cash flows and related insights, rather than just the reserve change line on the income statement, to help educate the organization and informed business decisions. This session will provide practical examples and scenarios where actuaries take on leadership roles to drive reporting compliance and organizational changes; as well as provide an opportunity to discuss what didn’t work as well when it came to deploying new technologies to the valuation and pricing teams.