Description: The Society of Actuaries, in conjunction with the Canadian Institute of Actuaries, recently commissioned a research project on Benefits at Risk and Jean-Francois Begin is conducting the research. Prepare to review Professor Begin's findings and review other work related to determining capital adequacy for benefits payable in non-insured pension payout schemes. This session will be of interest to actuaries working with non-insured defined contribution solutions and to actuaries working in trusteed defined benefit pension plans.

Description: With the persistent low interest rate environment, fast pace of regulatory changes and the size of insurers' back-books relative to new business, it is no surprise that insurers have become increasingly focused on their management of non-guaranteed elements ('NGE') for life and annuity business. Come explore the opportunities and challenges offered by NGE management, with consideration for market trends, regulation, the new ASOP 2 and emerging case law.

Description: Review recent incidence trends based on incidence data from 2005 to 2015. Examine proposed modifiers with IDIVT 2013 incidence tables and its impact on active life reserves. By attending this session, you will be able to: • Understand how your company experience compares vs. Industry. • Identify potential LDTI impacts based on industry experience. • Develop incidence modifiers for pricing and projections based on industry experience.

Description: Wellness programs are being piloted across the long-term care industry. Review what types of programs exist, when they are deployed, and how to measure their success. By attending this session, you will be able to navigate the hurdles faced by insurers in implementing a successful intervention program for long-term care insurers.

Description: The COVID-19 pandemic, record low interest rates and an active market for legacy life insurance blocks has led many insurers to reconsider the spectrum of inforce management options in their toolkit. Further, the pace of execution on inforce management changes is unprecedented as insurers hope to complete substantial changes in advance of upcoming changes to the measurement of insurance liabilities (e.g., US GAAP LDTI, IFRS 17). Hear from industry experts, as they share their perspectives on recent trends in inforce management for individual life insurance. Potential topics include: usage of offshore reinsurance, management of non-guaranteed elements, Mergers and acquisitions, and retention programs (e.g., policy exchange, post-level-term optimiziation).

Description: Actuarial leaders are continuing to adapt to fully remote and hybrid environments, while also evolving their strategies to accommodate shifting needs and increase retention as the war for talent intensifies. In order to build engaged and future-focused teams that are loyal in the long-term, leaders must refine their management approach and be intentional about helping employees build relationships, connect to culture and lean into their futures with the organization. Listen as panelists share their insights on the role professional development plays in retention and ways they've effectively supported their own employees' growth and advancement to build long-term loyalty.

Description: The Society of Actuaries is committed to fostering a more inclusive and diverse environment in the U.S. and elsewhere around the world for members, candidates and customers wherever they live. An important aspect of this commitment is dedicated research that the Society of Actuaries has sponsored to further advance this effort. Explore diversity, equity and inclusion issues from the aspect of retirement preparedness and other aging issues. Results from a recently released research report and author's views from an invitation to write essays on these issues will be presented with an opportunity for audience suggestions for future work.

Description: Join mental health experts (e.g., providers, academics) as they engage in an interview-style conversation designed to inform you about the current state of mental health in the U.S. and potential pathways for improving mental health care and mental health insurance benefits. Through discussion of plan design, provider network, provider reimbursement and other relevant channels, you'll find ways you can use these channels to help enhance an individual's access to care, improving their health and overall quality of life.

Description: Join in and learn to describe the changes in provider contracting that are emerging in the post-COVID marketplace. Examples include: - Carrier transparency files - Increase sophistication of provider negotiators - Additional sources of data - Market issues increasing urgency - Demanding new contracting models

Description: Insurers are now in a better position than ever to both understand and enhance their customers' health and well-being. A key avenue for this is through developing health and wellness offerings for clients—for mutual benefit. Around the world, the proliferation of lifestyle and health data continues to gather pace.