Description: Due to competitive pressures, resource constraints, and the evolving availability of new evidence-based underwriting tools, many direct writing insurers are struggling with how to evaluate new data sources and incorporate them into their underwriting workflow to create an efficient accelerated underwriting program. Explore the results of a recent Individual Life AU Survey, where development was guided by a steering committee of direct writing companies. Learn more about trends that were identified through the study, including a focus on increased throughput, post-implementation monitoring, and minimization of mortality slippage.

Description: Based on work performed by Bob Howard, a former member of RPEC, the SOA developed a spreadsheet-based program that allows users to create a customized mortality improvement scale using the RPEC_2014 model. The RPEC_2014_v2018 model found here is a new version of the tool updated by the SOA and RPEC to reflect historical U.S. mortality experience through 2016. The tool can be used to model different assumption sets while utilizing the same methodology underpinning the development of Scale MP-2018.

Description: Mortality improvement rates for AG38 for 2017.

Description: Fixed Indexed Annuity Experience Study – Policy Years 2013-15

Description: China’s pension system has transformed from traditional retirement system based on command economy to modern pension system based on market economy .

Description: Results of a survey to examine the various changes life insurance companies have recently made, or are thinking of making, to improve the new business process.

Description: The Society of Actuaries Individual Disability Experience Committee has completed their study of claim termination experience for the period 2006-2014 comparing trends to the 2013 IDI Valuation Table (2013 IDIVT) base termination rates. Included is the report, pivot table, and data file.

Description: Follow up to the study 2014 GLTD Termination Table study. Reporting on recent experience and relative to the parameters underlying that table examined.

Description: This report is a follow-up to the 2005 group life waiver of premium study. This study covers the experience for waiver of premium claims between 2000 and 2016.

Description: 2015 Preneed Mortality Study